District of Columbia Long Term Care Insurance Information
The District of Alabama offers the best skilled nursing facility services in the country. The state has 19 certified nursing homes, with a total of 2,776 beds available for senior citizens.
A 2015 census revealed that there are 672,228 residents in the state. At 52.6%, female residents slightly outnumber male citizens. People age 65 and above compose 11.5% of the total population.
The state is also known for its low prevalence rates of obesity and binge drinking, according to the America’s Health Rankings. Leading causes of death among the elderly in the District of Columbia are heart diseases, cancer, hypertension, and Alzheimer’s.
Average Cost of Long Term Care Services in District of Columbia
Annual costs (2016) for LTC services in District of Columbia are as follows:
Home Health Aide (Daily Rate): $150
Nursing Home Care (Daily Rate, Semi-Private Room): $333
Nursing Home Care (Daily Rate, Private Room): $376
Assisted Living Facility (Monthly Rate, 1 Bedroom-Single Occupancy): $6,700
District of Columbia Long Term Care Partnership Program
The District of Columbia is not part of a long term care partnership program.
What is a Long Term Care Partnership Program?
The partnership program is designed to encourage people to purchase long-term care insurance by providing a plan that will allow Medicaid to disregard some or all assets for Medicaid eligibility and estate recovery purposes. Through partnership plans, people will receive asset protection whenever policy benefits are exhausted and will need continued benefits through Medicaid.
Partnership qualified insurance policies allow their holders a much easier time of applying for Medicaid when their current policy benefits have run out. Instead of needing to reach below the asset threshold set by the federal health care program, policy owners can protect an amount of assets equal to their total benefits – allowing them to continue receiving care without the risk of losing their assets to Medicaid estate recovery procedures.